2.19.28.0 Safe to install
Swiss Mobile Payments Made Easy with PostFinance TWINT

PostFinance TWINT offers a convenient and secure way to make mobile payments in Switzerland, seamlessly integrating with your bank account and providing easy transaction management.
Your digital wallet
PostFinance TWINT offers a convenient way for managing your money. It allows you to easily pay with your smartphone at checkout, in online shops, or at vending machines. Additionally, you can send and receive money from friends, store customer cards, and benefit from digital loyalty cards and discount coupons.
Linked directly to your account
PostFinance TWINT is available for anyone with a PostFinance private account. You can easily link your personal postal account to the PostFinance TWINT App in just a few simple steps. The app is linked directly to the relevant account, and the direct debit is made automatically. You can also store credit cards (MasterCard or Visa) for added convenience.
To register and link your account, you can use the Login via PostFinance App or your PostFinance Card along with the yellow card reader.
Pay digitally with your smartphone
When making cashless payments with PostFinance TWINT, you have the option to use QR codes or Bluetooth. For QR code payments at participating locations or online shops, simply open the PostFinance TWINT App and scan the code with your smartphone's camera.
To make a payment via Bluetooth:
- Turn on Bluetooth on your smartphone
- Open the PostFinance TWINT App
- Briefly hold your smartphone up to the TWINT beacon
- Confirm the amount (only necessary for purchases of CHF 40 and above)
Making payments using PostFinance TWINT is free of charge.
Send and receive money
The "Send money" feature allows you to quickly and easily send money from smartphone to smartphone. Additionally, the "Request and split" function allows you to collect money from a single person or split expenses among multiple individuals, such as splitting a restaurant bill.
TWINT+
TWINT+ offers a variety of additional features to simplify your everyday life. You can purchase or gift digital vouchers from popular retailers like Zalando or Spotify, use the TWINT parking functionality, donate to charitable causes, or even withdraw cash at over 2300 k kiosk or volg shops, all within the PostFinance TWINT App.
Store customer and employee cards
In the PostFinance TWINT App, you can store your cards, such as the Coop Supercard. The app automatically takes into account the advantages of each card when making payments, allowing you to collect Superpoints and enjoy personalized benefits.
Digital coupons and loyalty cards
The app continually presents digital discount coupons and loyalty cards. Once activated, you can take advantage of exclusive offers while paying with PostFinance TWINT.
Security
- Keeping your data secure is our top priority. We employ a multi-stage encryption and identification process to ensure that only you have access to your accounts.
- PostFinance complies with Swiss data protection legislation when collecting and processing personal data. We utilize comprehensive technical tools and organizational measures in all areas of our online product range to protect against unauthorized access, manipulation, and data loss.
If your mobile phone or SIM card is lost or you suspect misuse of the service, please contact our Contact Center immediately at 058 667 17 56.
Due to regulatory reasons, the app is only available in the Swiss Google Play Store.
Overview
PostFinance TWINT is a Freeware software in the category Business developed by PostFinance AG.
The latest version of PostFinance TWINT is 2.19.28.0, released on 01/07/2025. It was initially added to our database on 12/30/2023.
PostFinance TWINT runs on the following operating systems: Android.
Users of PostFinance TWINT gave it a rating of 5 out of 5 stars.
Pros
- Convenient way to make payments without needing physical cash or cards.
- Accepted at a wide range of merchants in Switzerland.
- Secured with biometric authentication (e.g., fingerprint or face recognition).
- Ability to send money to friends and family instantly.
- Integration with PostFinance account for easy management of finances.
Cons
- Availability limited to users in Switzerland.
- Not widely accepted outside of Switzerland.
- May require stable internet connection for transactions.
- Some users may have concerns about data privacy and security.
FAQ
What is PostFinance TWINT?
PostFinance TWINT is a mobile payment solution offered by PostFinance AG that allows users to make payments quickly and easily using their smartphone.
How does PostFinance TWINT work?
Users can link their PostFinance account to the TWINT app, which then allows them to make payments by scanning QR codes or transferring money to other TWINT users.
Is PostFinance TWINT secure?
Yes, PostFinance TWINT uses secure encryption technology to protect user data and transactions, making it a safe way to make mobile payments.
Can I use PostFinance TWINT for online shopping?
Yes, PostFinance TWINT can be used for online shopping at participating merchants by selecting TWINT as the payment method during checkout.
Are there any fees associated with using PostFinance TWINT?
PostFinance TWINT is free for personal use, but there may be fees for certain transactions or services, so it's important to check the terms and conditions.
Can I link multiple bank accounts to PostFinance TWINT?
Users can link their PostFinance account as well as other Swiss bank accounts to their TWINT app for added convenience.
What should I do if I lose my smartphone with the PostFinance TWINT app installed?
If your smartphone is lost or stolen, you should contact PostFinance AG immediately to deactivate your TWINT account and prevent unauthorized transactions.
Does PostFinance TWINT work internationally?
PostFinance TWINT is primarily used within Switzerland and with Swiss merchants, so its functionality may be limited outside of the country.
Can I request money from other users using PostFinance TWINT?
Yes, with PostFinance TWINT, users can send payment requests to other TWINT users, making it convenient for splitting bills or requesting money owed.
Is there a limit on transactions with PostFinance TWINT?
There are limits on the amount of money that can be sent or received with PostFinance TWINT, and these limits may vary depending on the user's verification level and account status.

Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
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